First Time Buyers
As a First Time Buyer you will no doubt have many questions about every aspect of purchasing your first property. Typical questions include
- how much can i borrrow?
- how much will my monthly payment be?
- how much will i need to put by for the deposit?
- what other fees might i have to pay?
We will help answer all these questions and more. Your adviser will explain clearly what options are available to you and guide you though the whole process starting with searching for the most suitable mortgage and where appropriate, obtaining a decision in principle from the lender. When you are ready to submit a full mortgage application we’ll complete the paperwork and keep track of the status of the application, chasing and liasing with solicitors and estate agents if required. As soon as the formal mortgage offer is received we’ll let you know and continue to provide assistance until the purchase has completed.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Most forms of buy to let mortgage are not regulated by the Financial Conduct Authority.
There will be a fee payable on completion for mortgage advice. The amount will depend on your circumstances. A typical fee would be £395.
Swift Financial Services Limited is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Swift Financial Services Limited is registered in England and Wales with company number 10991411. Registered Office: Enterprise House, Ocean Village, Southampton, Hants., SO14 3XB
The guidance contained in this website is subject to to the UK regulatory regime and is therefore targeted at customers based in the UK,
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