Individual Savings Accounts (ISAs)
Tax efficient savings and investments.
An ISA is an individual savings account that has special tax advantages. The ISA itself is simply a wrapper within which you can hold shares, funds (unit trusts and OEICs) and cash investments.
ISAs are designed to be a flexible way of earning a tax-efficient return on your investments. Because they have special tax privileges there is a limit to the amount to invest annually in cash, shares, and/or funds. You can, however, invest your annual allowance with one or several providers.
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