Property Insurance just for landlords
As a landlord you aim to generate an income and obtain capital appreciation through your property investments. It therefore makes all the sense in the world that you should try and protect your investments against unexpected incidents and events.
What would happen if one of your properties suffer flooding damage and become uninhabitable for 2 months whilst builders carried out repair works? How would you fund repair works and cover loss of income? Furthermore, if a tenant fails to pay you rent on time how will you meet your monthly mortgage repayment and other regular property related costs? Worst still, what if a resident suffers serious bodily injury due to an unsafe staircase? As a landlord you have a legal responsibility to provide a safe living environment. Failure to do so could leave you facing a financially crippling public liability claim.
Buying landlords insurance is the best way to protect your property portfolio and provide you with peace of mind. By having a policy in place you know that if things go wrong, you will be protected against the financial consequences.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Most forms of buy to let mortgage are not regulated by the Financial Conduct Authority.
There will be a fee payable on completion for mortgage advice. The amount will depend on your circumstances. A typical fee would be £395.
Swift Financial Services Limited is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority. Swift Financial Services Limited is registered in England and Wales with company number 10991411. Registered Office: Enterprise House, Ocean Village, Southampton, Hants., SO14 3XB
The guidance contained in this website is subject to to the UK regulatory regime and is therefore targeted at customers based in the UK,
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